depressed valley

My husband has changed and I am so confussed about what to do. I asked him to try marriage councelling but he said HELL NO. I feel trapped because if i was to leave where would i go. I have no money, no career, just my two babies. what am i suppose to do. I think i love him but he says such hurtful things. he says he loves me but if that was true then why would he hurt me so. so confussed and hurt. jessi